Wealthsimple Referral Code DGN6-A — $25 CAD Bonus (July 2026)
Quick answer: The Wealthsimple referral code is DGN6-A. Enter it during signup (or in the app within 7 days of first funding), then deposit at least $100 CAD within 30 days. You get $25 CAD, paid to your Wealthsimple chequing account, and the referrer gets $25 CAD. Note: since February 25, 2026, the minimum qualifying deposit is $100 — pages still advertising a "$1 minimum" are out of date. Last verified against Wealthsimple's official promotion terms: 2026-07-04.
Referral Code
DGN6-ALast verified 2026-07-04 · Source: Wealthsimple Referral Bonus Promotion 2026 terms · Affiliate disclosure ↓
Current Offer at a Glance
| Referral code | DGN6-A |
| New user bonus | $25 CAD, paid to your Wealthsimple chequing account |
| Referrer bonus | $25 CAD flat (the tiered ladder paying up to $2,000 ended June 8, 2026) |
| Minimum deposit | $100 CAD (raised from $1 on Feb 25, 2026) |
| Funding deadline | Within 30 days of the referral relationship being created |
| Forgot the code? | Add it in-app within 7 days |
| Bonus hold | 180 days — withdrawing early may claw back the bonus |
| Eligibility | New Wealthsimple clients only; Canadian residents 18+ (19+ in some provinces) |
| Last verified | 2026-07-04 |
These figures come from Wealthsimple's official Referral Bonus Promotion 2026 terms and are re-checked monthly; Wealthsimple can change them at any time.
How to Use the Wealthsimple Referral Code (Step by Step)
- 1
Sign up through the referral link — the code DGN6-A is applied automatically — or create an account and enter DGN6-A manually.
- 2
Complete identity verification (photo ID + selfie; you'll need your SIN — standard for any Canadian brokerage).
- 3
Open any eligible account: TFSA, RRSP, FHSA, non-registered, or Cash.
- 4
Deposit at least $100 CAD within 30 days. Transfers from another Wealthsimple user or Wealthsimple bonuses don't count — the money must come from an external bank or institution.
- 5
The $25 CAD is credited to your Wealthsimple chequing account (opened automatically if needed), typically within a day of the deposit clearing.
Forgot to Enter the Code? You Have 7 Days
The in-app "Have a code?" option (gift icon) appears only within 7 days of first funding your account, and only in the mobile app — not on desktop. If you haven't funded yet, there's no deadline. This time-window detail is one of the most-asked questions about the program.
What Counts as a Qualifying Deposit (And What Doesn't)
External bank deposits, institutional transfers, and crypto transfers of $100 CAD+ qualify. Peer-to-peer transfers within Wealthsimple, promotional credits, and Wealthsimple-issued bonuses do not — the money has to originate outside Wealthsimple. Funds also need to arrive within the 30-day funding window, not just be initiated within it. This is the #1 reason referral bonuses fail to pay out: people move money from another Wealthsimple account (their own Cash account, a joint account, a friend's account) and it simply doesn't count, no matter how large the amount.
Referral Code vs. Promo Code vs. Coupon Code
For Wealthsimple, these terms all point to the same referral program — there are no percentage-off coupon codes, because it's a brokerage, not a store. Coupon aggregator sites listing "20% off Wealthsimple" codes are fabricating offers. There's a separate 1–3% transfer-match promotion for large transfers ($25,000+) from another institution, and it stacks with the referral bonus: sign up with the code first, then register for the transfer match before initiating your transfer. See our full breakdown of stacking the transfer-match promotion.
Is the Bonus Legit and Is Wealthsimple Safe?
The program is run directly by Wealthsimple Technologies Inc.; the code links your account to their official promotion. Wealthsimple is regulated by the Canadian Investment Regulatory Organization (CIRO). Investment accounts are CIPF-protected up to $1 million per account category, and cash held in Cash accounts carries CDIC coverage through partner banks. It's Canada's largest online brokerage.
FAQ — Wealthsimple Referral Code
What is the Wealthsimple referral code for July 2026?
The referral code is DGN6-A. Enter it when you sign up, or add it in the Wealthsimple app within 7 days. After you deposit $100 CAD within 30 days, you receive $25 CAD in your Wealthsimple chequing account.
How much is the Wealthsimple referral bonus?
Both sides get $25 CAD. Since June 8, 2026, referrers earn a flat $25 CAD per qualifying referral — the older tiered program that paid up to $2,000 for very large referrals has ended.
What's the minimum deposit to get the bonus?
$100 CAD, deposited within 30 days of the referral being created. This changed on February 25, 2026 — before that the minimum was $1, and many pages online still show the outdated figure. The money must come from an external bank or institution; transfers from other Wealthsimple users don't count.
Can I add a referral code after I've already signed up?
Yes, within 7 days. Tap the gift icon in the Wealthsimple mobile app and choose "Have a code?" — the option isn't available on the desktop site, and it disappears 7 days after your first deposit. If you haven't funded your account yet, there's no deadline to add the code.
When does the bonus arrive, and can I withdraw it?
The bonus is typically credited within about a day of your qualifying deposit clearing, into your Wealthsimple chequing account. There's a 180-day hold condition — if you withdraw within that window, Wealthsimple may claw the bonus back.
Which accounts qualify — TFSA, RRSP, FHSA?
Any of them. The bonus applies when you open and fund any eligible new Wealthsimple account, including TFSA, RRSP, FHSA, non-registered trading, and Cash. You can only claim it once per person, across your whole Wealthsimple profile.
Is there a Wealthsimple coupon or discount code?
No. Wealthsimple is a brokerage, not a store — there's nothing to apply a percentage discount to. Sites advertising Wealthsimple coupon codes are listing offers that don't exist. The only signup incentive is the referral bonus, plus the separate transfer-match promotion for moving $25,000+ from another institution (which stacks with the referral bonus).
Is the referral bonus taxable in Canada?
Wealthsimple doesn't issue a tax slip for the bonus, but the CRA may treat cash incentives as taxable income. You're responsible for reporting it — when in doubt, ask a tax professional.
Is Wealthsimple safe?
Wealthsimple is regulated by the Canadian Investment Regulatory Organization (CIRO). Investment accounts are protected by the Canadian Investor Protection Fund (CIPF) up to $1 million per account category, and cash balances carry CDIC coverage through partner banks. It's Canada's largest online brokerage.
Is this site affiliated with Wealthsimple?
No — this is an independent site. We earn the standard referral reward Wealthsimple pays any referrer when someone signs up with our code. Your bonus is exactly the same as with any other valid code.
About This Page
Alexandre — about this site
I re-verify the code and terms against Wealthsimple's official promotion page at least monthly.
This is an independent site and is not owned by, operated by, or affiliated with Wealthsimple Technologies Inc. When you sign up using the code or link on this page, we receive the standard referral reward that Wealthsimple pays any referrer. This costs you nothing and doesn't change your bonus. "Wealthsimple" is a trademark of Wealthsimple Technologies Inc.
Changelog
2026-07-04 — Re-verified $25/$100 terms against the June 8, 2026 promotion; confirmed the tiered Referral Boost ladder discontinued.
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This is an independent referral page and is not affiliated with, endorsed, or sponsored by Wealthsimple Inc. Referral bonuses are subject to Wealthsimple's terms. Check current offers at wealthsimple.com.